When you need to refinance your home, there is a lot of paperwork that goes into it. You don’t want to have to deal with any mistakes on the property title or getting the right legal documents. That’s where Cobalt Settlements can help. We offer residential title insurance and settlement services in Lorton.
With our experience in notarizing documents, we are able to quickly close on your refinance. Cobalt Settlements will have everything ready for you to sign the day of closing!
With over 20 years of experience in title insurance, our closers know what they’re doing and can help protect your property investment. Homeowners who buy a new home or refinance their current home want to make sure that they’re getting the right home loan. Homeowners don’t want to worry that there is a defect in title or incorrect legal documents.
That’s where Cobalt Settlements comes in! We will handle your closing from beginning to end, and you won’t have to worry about any mistakes on the property.
Residential Title Insurance & Settlement Services in Lorton:
Purchases
Purchasing a home can often be a long, tiresome process. At Cobalt Settlements, we make the process of purchasing your new home easier on you as a homeowner. You can count on us to help with the closing of your future property. We also offer title insurance, which protects property buyers against defects or problems with a title during transfer of ownership.
Refinances
When you hire Cobalt Settlements to help with refinancing, we act as a third party between you and the lender. Once the money is delivered to us, we then deliver the money to the borrower and any other parties entitled to payment.
Home Equity Lines of Credit
A home equity line of credit (HELOC) is a line of credit that gives you a revolving credit line to use in order to consolidate high interest rate of debt or other large expenses. A HELOC uses the equity in your home as collateral.
Second Mortgages
Sometimes, homeowners need a little more help. A second mortgage is a lien that lets you borrow against the value of your home.