Purchasing a home can often be a long, tiresome process. At Cobalt Settlements, we make the process of purchasing your new home easier on you as a homeowner. You can count on us to help with the closing of your future property. We also offer title insurance, which protects property buyers against defects or problems with a title during transfer of ownership.
When you hire Cobalt Settlements to help with refinancing, we act as a third party between you and the lender. Once the money is delivered to us, we then deliver the money to the borrower and any other parties entitled to payment.
Home Equity Lines of Credit
A home equity line of credit (HELOC) is a line of credit that gives you a revolving credit line to use in order to consolidate high interest rate of debt or other large expenses. A HELOC uses the equity in your home as collateral.
Sometimes, homeowners need a little more help. A second mortgage is a lien that lets you borrow against the value of your home.