Services in Herndon, VA

Residential Title Insurance and Settlement Services in Herndon

Purchases in Herndon

Purchasing a home can often be a long, tiresome process. At Cobalt Settlements, we make the process of purchasing your new home easier on you as a homeowner. You can count on us to help with the closing of your future property. We also offer title insurance, which protects property buyers against defects or problems with a title during transfer of ownership. 

Refinances in Herndon

When you hire Cobalt Settlements to help with refinancing, we act as a third party between you and the lender. Once the money is delivered to us, we then deliver the money to the borrower and any other parties entitled to payment. 

Home Equity Lines of Credit in Herndon

A home equity line of credit (HELOC) is a line of credit that gives you a revolving credit line to use in order to consolidate high interest rate of debt or other large expenses. A HELOC uses the equity in your home as collateral. 

Second Mortgages in Herndon

Sometimes, homeowners need a little more help. A second mortgage is a lien that lets you borrow against the value of your home.

Commercial Title Insurance and Settlement Services in Herndon

Purchases in Herndon

Purchasing a business office can often be a long, tiresome process. At Cobalt Settlements, we make the process of purchasing your new office easier on you as an owner. You can count on us to help with the closing of your future property. We also offer title insurance, which protects property buyers against defects or problems with a title during transfer of ownership. 

Refinances in Herndon

When you hire Cobalt Settlements to help with refinancing, we act as a third party between you and the lender. Once the money is delivered to us, we then deliver the money to the borrower and any other parties entitled to payment. 

Business Equity Line of Credit in Herndon

A business equity line of credit designed for established businesses of about two years or older that make more than $1 million in sales per year. You can use your business property equity to fund your business needs.  

Second Mortgages in Herndon

Sometimes, business properties need a little more help. A second mortgage for your commercial real estate gives borrowers access to additional capital when the borrower has a significant prepayment penalty or low interest rate. 

Seller Side Closing in Herndon

Representation for Residential Transactions in Herndon

If you are selling a home, Cobalt Settlements has your back. We can represent you and act as a third party as you sell your property. There are many procedures and restrictions in real estate law and, as a property owner, you may not have time to handle.

Representation for Commercial Transactions in Herndon

If you are selling a commercial property, Cobalt Settlements has your back. We can represent you and act as a third party as you sell your property. There are many procedures and restrictions in real estate law and, as a property owner, you may not have time to handle.

Preparation of Documents in Herndon

Everyone that is going through a sale or purchase of a new property knows that it is a stressful and draining process. Whether you’re selling/purchasing independently or working with a real estate agent, you can surely expect to be dealing with tons of paperwork and documents.

For Sale By Owner (FSBO) Contracts in Herndon

These contracts are for those who’d prefer to go at it alone – or without a real estate agent. If you are confident enough to sell your home on your own, you’ll need to complete an FSBO Contract.

The details of an FSBO contract are fairly straightforward and include some basic information such as the name of the parties involved including the buyer and seller’s full legal name, a general title of the contract, the date the contract was signed, and a description of the property.

Loan Documents in Herndon

Loan documents are detailed documents including the details of mortgage loans & plans including intra-family loans including the specific interest rates. 

Deeds in Herndon

Deeds are documents dealing with the transfer of ownership of the property being sold and transferred.

Power of Attorney Forms in Herndon

Power of Attorney forms (POA) are used when another person is appointed to act on your own behalf in regards to legal matters involved with the sale of properties. 

Contact Cobalt Settlements today to get started!