Cobalt Settlements LLC is an independently owned company focused on the pursuit of excellence and exceeding customer expectations through integrity in all we do. The people of Cobalt Settlements, LLC deliver the highest level of customer service and business expertise through advancements in innovation with the idea of simplifying the overall process. We provide a high quality settlement experience; recognizing that it is not about being the biggest but being the best.



Jeffrey M. Nowak Principal and Founder Cobalt Settlements, LLC Attorney at Law, MBA

Jeffrey M. Nowak
Principal and Owner
Cobalt Settlements, LLC
Attorney at Law, MBA

Jeffrey M. Nowak has over 15 years of experience in the Virginia and DC real estate title industry. He is a sought after speaker and educator in the Washington, D.C. metro area. Over the years, Jeff has conducted thousands of real estate settlements and has taught many of the area real estate professionals on continuing education topics and relevant real estate matters. In his free time, Jeff enjoys participating in triathlons, watching all Michigan State sporting events, and working in his yard. He is a married father of 3 boys.


Michigan State University

University of Detroit Mercy School of Law – Juris Doctor, Cum Laude

Carroll School of Management at Boston College – MBA/Finance; Summa Cum Laude

Connect with Jeff on LinkedIn

Customer Testimonials

“Jeff Nowak is the most competent settlement attorney I have encountered in my 30+ years of real estate sales in Northern Virginia.”
– Northern VA Real Estate Agent

“From ratification until the hand-shake and hugs at the end of settlement, Jeff Nowak and his team work tirelessly to make sure the title process is without hiccups, puts the buyers and sellers at ease, and gets to closing on time. As a real estate agent, I continue to refer Cobalt to my clients because the process is smooth, of course, but mainly because Jeff Nowak’s professionalism, expertise, and ability to read and connect with the buyers and sellers is unparalleled. Cobalt not only performs the necessary tasks, but they are my partners in real estate, and my business is in a better place because of them.”
– Arlington VA/DC Metro Agent

“With Jeff Nowak in charge nothing goes wrong…ever. As a result, Jeff always makes me look good.”
– Carol Temple, Coldwell Banker Residential Brokerage

“Jeff Nowak is such a cut above that I am now a believer in split settlements. I remind seller clients that they may select a closing agent other than the buyer’s choice to handle the seller’s side of the transaction. Agreeing to a settlement with an unknown (or known) closing entity that might be problematic is avoidable.”
– Northern VA Real Estate Agent

“When challenges occasionally surface he solves them in such a deft and professional manner that everyone remains calm and assured. His problem-solving and communication skills are unsurpassed.”
– Northern VA Real Estate Agent

“Working with Jeff Nowak and Cobalt Settlements is all about value, preparedness and exceeding expectations. Accuracy, pre-emptive attention to detail and very reasonable fees in today’s market of escalating expenses are what you can fully expect – and his strong people skills while conducting settlements creates the ultimate high excellence conclusion to a memorably positive transaction. Yes indeed, I heartily endorse and recommend Jeff Nowak!”
– Real Estate Agent, DC Metro Area

“I could not be more pleased regarding your handling of this transaction. Thanks once again for your professional and efficient service.”
– Bob Pigg, Satisfied Customer

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